VA Construction Loan
Explore the benefits a VA construction loans also known as VA Construction One Time Close.
The VA Construction Loan program allows Veterans to buy a land or use their existing land to build their dream home.
No Down Payment
Just like the regular VA Home Loan program, there is no down payment required on VA construction loans.
There is no mortgage payments made during construction. There are "soft costs" rolled into your loan to cover the interest reserve required.
This is a VA loan so the VA construction loan by nature has lower credit score requirements unlike conventional construction financing programs.
Flexible Credit Guidelines
No Mortgage Payment during Construction
I never knew you could utilize your VA entitlement for a VA Construction Loan. Shirley and her team walked us through the process from start to finish. I am so grateful we found her!
Jonathan B., U.S. Army Veteran
★★★★★
Shirley Mueller
Helping veterans navigate VA loan benefits effectively.
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SVP of Veteran Lending NMLS ID: 336103
Shirley Mueller is no affiliated with or acting on behalf of or at the direction of the Veteran Affairs Office or any government agency.